(Current Events) Realistic Life Simulation

Eskişehir, Tepebaşı, October 24, 2026. Mehmet Demir and Nurullah are 15, in the 10th grade; their younger sister Elif Demir is 13, in the 8th grade. They are the three children of Murat Demir and Zeynep Demir. In the first simulation round of each new game, the family's financial history from childhood, housing, parental employment, assets, debts, pocket money, and interpersonal relationship levels are determined once. Starting from struggling to make ends meet, or living modestly, as middle-income, wealthy, or very wealthy are all possible; empty opening indicators do not necessarily mean poverty or a zero balance. Siblings and parents have separate lives, friends, goals, and medical histories. Relationships can become strained, grow closer, or be repaired. School, vocational training, work, routines, neighborhood memories, and random opportunities open up different futures. Actual Eskişehir landmarks serve as narrative settings. Two main players manage Mehmet and Nurullah separately; Elif is an independent family character. The game is designed for private sharing; actual access restrictions must be handled via Davia sharing settings. Real-world sourced data is separated by date and context; other figures, local prices, and probabilities are fictional game constructs. The nine themes of the loaded 350-item event catalog: 1–35 credit/banking/Findeks; 36–70 tax/GİB (Revenue Administration); 71–115 crypto/DeFi/Web3; 116–150 law/UYAP/SGK; 151–185 personal assets/lifestyle; 186–225 company/finance; 226–265 macroeconomics/TCMB (Central Bank); 266–300 geopolitics; 301–350 disasters/black swans. These topics unlock progressively based on context; they are not linked to real bank accounts or court records. Using the catalog: All items from H001–H350 below constitute the game's pool of potential variables/events. Each entry requires both its group prerequisite and the specific exposure indicated in the header to trigger. A header does not declare that something is happening at startup or that the legislation is currently in effect; only the relevant sub-records activate based on the individual, company, or country. Institutions in the list are represented in-game; no real bank, tax, wallet, or court accounts are linked. Older products, bans, and rate examples are not considered current unless the period is verified. Applications, allegations, and investigations do not constitute convictions or automatic penalties. All destructive, cyber, and fraud-related entries are events resulting in consequences, losses, protection, or recovery efforts. Traceability: The H-codes maintain the user's 1–350 order. Vague/incorrect institutional and fixed-rate expressions have been tied to country/period conditions while preserving the topic. The G1–G9 definitions are the default trigger, effect, and control intervals for each H record. Records without an met prerequisite remain empty and closed; they are not created solely because of a heading in the list if no asset or debt exists. Fictional risk/reputation scores are not real Findeks or institutional decisions. Joint agreement of the groups: G1 | H001–H035 | Banking, credit, and credit scoring. Prerequisite: Banking relationship for an adult or the relevant family/business; relevant account, product, or collateral must exist. Effect: Cash access, payment due date, collateral, and credit risk. Control: Maturity/transaction. G2 | H036–H070 | Tax, finance, and country-related obligations. Prerequisite: Taxable transaction, tax liability, or current obligation for the relevant period. Effect: Accrual, cash, appeal, and document status. Control: Transaction/due date. G3 | H071–H115 | Crypto assets, DeFi, and Web3. Prerequisite: Actual exposure to a relevant asset, wallet, exchange, protocol, or contract; 18+ for siblings. Effect: Portfolio value, collateral, withdrawable cash, and counterparty risk. Control: Exposure/transaction. G4 | H116–H150 | Legal, enforcement, social security (SGK), and judicial processes. Prerequisite: Concrete contract, receivable, claim of violation, or file; relevant person, country, and jurisdiction. Effect: File stage, process costs, valid judgment, and conditional reputation. Control: Notification/due date. G5 | H151–H185 | Income, personal assets, and living expenses. Prerequisite: Relevant income, item, maintenance need, asset, or obligation; age-appropriate effect. Effect: Household/personal cash, durability, and resource risk. Control: Transaction/month. G6 | H186–H225 | Company management, corporate finance, and trade. Prerequisite: An actually established business or employer connection; sector and contract in the header. Effect: Business treasury, receivables, inventory, continuity, and commercial reputation. Control: Transaction/month/due date. G7 | H226–H265 | Macroeconomics and markets. Prerequisite: Measurable transmission channel through price, employment, debt, asset, or supply. Effect: Cost tied to index, interest, demand, or exchange rate changes. Control: Month. G8 | H266–H300 | Geopolitics, foreign trade, and infrastructure. Prerequisite: Real in-game connection to a relevant country, region, travel, infrastructure, or trade route. Effect: Delay, access, cost, insurance, and revenue continuity. Control: New world event. G9 | H301–H350 | Disasters, operational events, and rare shocks. Prerequisite: Existing geographical, physical, digital, commercial, or personal exposure as defined in the header. Effect: Documented damage, interruption, insurance process, and recovery costs. Control: New condition/due date. Full candidate catalog of 350 items: H001 | G1 | Fictional credit score: 1–1900 if calculated; empty value with justification if not. H002 | G1 | Credit Card Limit Utilization Ratio (Revolver Debt Ratio). H003 | G1 | Number of months in the last 12 where only the minimum payment was made. H004 | G1 | Days Past Due (DPD 30, DPD 60, DPD 90+). H005 | G1 | Balance of non-performing debt transferred to Asset Management Companies (VYŞ). H006 | G1 | Frequency of daily overdraft (KMH) balance usage. H007 | G1 | Number of credit inquiries/applications made in the last 30 days. H008 | G1 | Total risk balance of unsecured consumer loans. H009 | G1 | Revolving loan interest burden and renewal risk ratio. H010 | G1 | Foreign currency loan risk balance (FX open position). H011 | G1 | Open mortgage loan amounts and real estate coverage ratio. H012 | G1 | TBB Risk Center consolidated debt risk report. H013 | G1 | Debt-to-Income (DTI) Ratio. H014 | G1 | Investment account collateral/leverage utilization ratio (Margin Call risk). H015 | G1 | Bounced check index and amounts of written checks. H016 | G1 | Number of protested promissory notes and their total financial value. H017 | G1 | Bank account freeze risk (BDDK, Prosecutor's Office, Tax Office). H018 | G1 | Total debt and installment distribution of commercial credit cards. H019 | G1 | Interbank risk group limit excess ratio. H020 | G1 | Letter of credit (L/C) limit utilization and bank commission burden. H021 | G1 | Letter of Guarantee (Required/Definitive) limit utilization status. H022 | G1 | Factoring discount costs and potential for cashing checks. H023 | G1 | Early payment penalty and restructuring cost risk factor. H024 | G1 | Swap and futures contracts (hedging) collateral deficit. H025 | G1 | Syndicated loan renewal risk of the deposit-taking bank. H026 | G1 | SWIFT transfer facility fees and probability of being flagged. H027 | G1 | Bank compliance, MASAK (Financial Crimes Investigation Board), and authorized judicial review in cross-border money transfers. H028 | G1 | POS device early block removal commission burden. H029 | G1 | Personal guarantor and joint surety risk score. H030 | G1 | Cross-bank collateral/mortgage conflict score. H031 | G1 | Loan restructuring (Framework Agreement) status. H032 | G1 | Internal Rating Grade. H033 | G1 | Auto loan insurance value/loan ratio excess. H034 | G1 | Gap between housing loan appraisal value and sale price. H035 | G1 | Amount of assets frozen in foreign bank accounts. H036 | G2 | Overdue tax debt to the Revenue Administration (GİB). H037 | G2 | Income/Corporate Tax Base Declaration and Sales Volume Mismatch. H038 | G2 | VAT2 and Withholding Tax Liability Balance. H039 | G2 | Installment violation in the applicable tax restructuring plan for the period. H040 | G2 | Fraudulent or Misleading Documentation (Coded/Fake Invoice) Risk Score. H041 | G2 | Status of tax audit and referral to the appraisal commission. H042 | G2 | Tax Office Electronic Foreclosure (E-Haciz) Serial Transaction Risk. H043 | G2 | Provisional Tax Declaration Investment Allowance Deviations. H044 | G2 | Capital Increase and Property Transfer Tax Burden. H045 | G2 | Rental Income (Real Estate Capital Income) Declaration Shortfall. H046 | G2 | SCT, Stamp Duty, and Fee Accrual Debts. H047 | G2 | Compliance with offshore asset reporting and CRS/FATCA information sharing. H048 | G2 | Prohibition from Public Tenders Due to Tax Debt. H049 | G2 | Export VAT Refund Claim and Audit Waiting Period. H050 | G2 | Technopark / R&D / Industrial Exemption Cancellation Risk. H051 | G2 | Customs Tax and Additional Financial Liability (EMY) Penalties. H052 | G2 | Transfer Pricing (Constructive Dividend Distribution) Audit Risk. H053 | G2 | Thin Capitalization Debt/Equity Limit Breach. H054 | G2 | Violation of Double Taxation Agreement (DTA). H055 | G2 | Offshore Company/Shell Firm Tax Base Shifting Audit. H056 | G2 | Digital service and e-commerce tax obligations; dependent on period and taxpayer status. H057 | G2 | Environmental Cleaning and Property Tax Delay Penalties. H058 | G2 | Tax Loss and Risk of Tax Crimes Involving Deprivation of Liberty. H059 | G2 | Status of Tax Base Increase Utilization and Loss of Rights. H060 | G2 | Tax Settlement Desk Discount Rate Estimate. H061 | G2 | W-8BEN / W-9 Document Compliance for individuals with U.S. tax nexus. H062 | G2 | European Union CBAM (Carbon Border Adjustment Mechanism) Tax. H063 | G2 | Stamp Duty Exemption Certificate Expiration. H064 | G2 | VAT Withholding Sales Rate Deviation. H065 | G2 | Special Communication Tax and Accommodation Tax Debts. H066 | G2 | Inheritance and Transfer Tax Accrual Risk. H067 | G2 | Liability Tax Audit for Companies Entering Liquidation. H068 | G2 | Administrative Fines Imposed on Customs-Cleared Value. H069 | G2 | Tax Burden on Foreign-Sourced Dividends and Share Gains. H070 | G2 | Administrative Fine for E-Invoice / E-Archive System Non-Compliance. H071 | G3 | Crypto Exchange Wallet Balance and CEX Deposit Cancellation Risk. H072 | G3 | Hardware Wallet Asset Amount and Seed Phrase Security Score. H073 | G3 | Decentralized Finance (DeFi) Lending/Borrowing Protocol Liquidation Price. H074 | G3 | On-Chain AML (Anti-Money Laundering) Risk Score (Chainalysis / Elliptic Rating). H075 | G3 | Detection of Mixer / Tumbler (Tornado Cash, etc.) Usage History. H076 | G3 | Tax/declaration obligation regarding crypto assets in the relevant country and period. H077 | G3 | Exchange Bankruptcy / Rugpull (FTX, Celsius-like) Exposure Ratio. H078 | G3 | Stablecoin (USDT, USDC, DAI) Peg ($1 Parity) Breaking Risk. H079 | G3 | Algorithmic Stablecoin Bankruptcy Collapse Coefficient. H080 | G3 | Leveraged Trading (Futures/Perpetual) Margin Call and Liquidation Level. H081 | G3 | Smart Contract Flash Loan Attack Vulnerability. H082 | G3 | Staking / Yield Farming Annual Percentage Yield (APY) Sustainability Score. H083 | G3 | NFT Portfolio Liquidity and Floor Price Collapse Ratio. H084 | G3 | Memecoin / Shitcoin High Speculation Portfolio Share. H085 | G3 | Bitcoin Halving Mining Cost Pressure. H086 | G3 | Mining Electricity/Hashrate Cost Break-Even Threshold. H087 | G3 | Regulatory review of crypto assets under SEC/CFTC scope if there is a U.S. jurisdictional nexus. H088 | G3 | Crypto Exchange Withdrawal Limits and KYC/AML Freeze. H089 | G3 | Bank Account Freeze Risk Resulting from P2P (Peer-to-Peer) Transactions. H090 | G3 | Cross-Chain Bridge Hacking and Asset Loss Risk. H091 | G3 | MEV (Maximal Extractable Value) Bot Sandwich Attack Losses. H092 | G3 | DAO (Decentralized Autonomous Organization) Governance Attack Risk. H093 | G3 | Seizure/Confiscation Order of Crypto Assets (by Judicial Authorities). H094 | G3 | Synthetic Assets and Derivative Crypto Products Risk Score. H095 | G3 | Airdrop Hunting Sybil Attack Blacklist Status. H096 | G3 | Testnet / Mainnet Wallet Signature (Phishing) Drain Risk. H097 | G3 | Layer-2 Rollup Migration Duration and Gas Fee Shocks. H098 | G3 | Bitcoin Spot ETF Inflow/Outflow Volume Volatility. H099 | G3 | Token Unlock Sell Pressure Ratio. H100 | G3 | Crypto Ecosystem Zero-Day Wallet Vulnerability. H101 | G3 | Regulatory status and virtual asset service provider operating license of the relevant country. H102 | G3 | Travel Rule restriction on crypto transfers. H103 | G3 | Restrictions on access to or trading of privacy-focused assets in the relevant country, if applicable. H104 | G3 | Impermanent Loss Liquidity Pool Ratio. H105 | G3 | Network congestion and gas fee spikes due to Ordinals / BRC-20. H106 | G3 | Crypto Hedge Fund counterparty risk. H107 | G3 | Central Bank Digital Currency (CBDC) integration; only applicable if such a regulation is in effect in the game world. H108 | G3 | Hardware Wallet supply chain attack. H109 | G3 | GameFi tokenomics inflationary collapse. H110 | G3 | Second-hand discount rate for crypto mining equipment (ASIC). H111 | G3 | Impact of exchange delisting announcements. H112 | G3 | Oracle data feed (Chainlink, etc.) manipulation attack. H113 | G3 | Proof-of-Reserve vulnerability and subsequent customer exodus. H114 | G3 | Wallet compromise via social engineering / SIM swap. H115 | G3 | Impact of speculation regarding quantum computing on portfolio value; excludes automated decryption. H116 | G4 | Number of active enforcement files on UYAP and total debt balance. H117 | G4 | Priority of wage/income garnishment in the current file and applicable deduction rate. H118 | G4 | Social Security Institution (SGK) premium debts, administrative fines, and late payment interest. H119 | G4 | Labor Court risk regarding severance/notice pay and reinstatement lawsuits. H120 | G4 | Precautionary attachments and injunction annotations on real estate title deeds. H121 | G4 | Vehicle lien (EGM / Polnet) registry and legal restrictions. H122 | G4 | Risk of judicial fines and imprisonment for dishonored checks under the Check Law. H123 | G4 | Concordat temporary/final suspension of proceedings and commissioner oversight. H124 | G4 | Bankruptcy desk (liquidation) process and creditor hierarchy. H125 | G4 | Commercial dispute mediation process and risk of litigation. H126 | G4 | Consumer Arbitration Committee decisions and compensation liability. H127 | G4 | KVKK (Personal Data Protection Law) administrative fine. H128 | G4 | Intellectual and Industrial Property (trademark/patent infringement) liability risk. H129 | G4 | Competition Authority investigation and risk of turnover-based fines. H130 | G4 | Penalty clause liability for breach of contract. H131 | G4 | Attachments on divorce, alimony, and property division case files. H132 | G4 | Industrial facility closure or fines due to environmental regulation violations. H133 | G4 | Legal injunctions arising from criminal cases (e.g., qualified fraud, extortion). H134 | G4 | Risk of appointment of a trustee (seizure of company management). H135 | G4 | Cross-border arbitration (ICC, LCIA) litigation process and collateral burden. H136 | G4 | SEC / DoJ (US Department of Justice) FCPA (bribery) investigation. H137 | G4 | GDPR (EU Data Protection) turnover-based fine risk ratio. H138 | G4 | Initiation of customs smuggling proceedings (Law No. 5607). H139 | G4 | Injunctions related to company floor servitude / property ownership disputes. H140 | G4 | Receivable/debt status regarding inverse expropriation (de facto expropriation) lawsuits. H141 | G4 | Legal processes for trade union rights and strikes / lockouts. H142 | G4 | Construction supervision violations and orders to seal construction sites. H143 | G4 | Lawsuits for the revocation of mining exploration / operating licenses. H144 | G4 | Risk of revocation of the authorization certificate under the Highway Transport Law. H145 | G4 | Maritime Law ship arrest order. H146 | G4 | Coastal Law violation demolition and fine orders. H147 | G4 | Capital Markets Board (SPK) insider trading case. H148 | G4 | Lawsuit for participation receivable in property regime liquidation. H149 | G4 | Risk of auction sale in a suit for partition (dissolution of partnership). H150 | G4 | Eviction lawsuit processes (due to necessity / two justified notices). H151 | G5 | Documentable joint net monthly income. H152 | G5 | Volatility of unofficial / informal cash flow. H153 | G5 | Liquidity ratio (Cash assets / Short-term liabilities). H154 | G5 | Liquidity conversion period for real estate portfolio (days). H155 | G5 | Difference between real estate fair value and actual market appraisal. H156 | G5 | Mandatory fixed living expenses (rent, utilities, groceries, education). H157 | G5 | Fair value of BIST / global stock portfolio. H158 | G5 | Amount of gold, silver, and physical commodity holdings. H159 | G5 | Depreciation rate of luxury consumption / vehicle/yacht portfolio. H160 | G5 | Number of dependents (dependency ratio). H161 | G5 | Health and life insurance coverage/exemption ratio. H162 | G5 | Private Pension System (BES) state contribution and savings amount. H163 | G5 | Foreign bank account currency balances. H164 | G5 | Collection reliability score for residential / commercial rental income. H165 | G5 | Survival Duration (in Months) in Case of Sudden Job Loss / Income Interruption. H166 | G5 | Expected Debts and Receivables Based on Family / Inheritance. H167 | G5 | Appraised Value of Art, Watches, and Collectibles. H168 | G5 | Private School, University, and Education Debt Liabilities. H169 | G5 | Health Expenditure Shock (Mandatory Surgery / Treatment Cost). H170 | G5 | Individual Motor and Home Insurance No-Claim Discount Status. H171 | G5 | Credit Card Score, Miles, and Loyalty Program Balances. H172 | G5 | Debts Owed to Individuals / Unsecured Debts to Relatives. H173 | G5 | Investment Costs for Overseas Residency / Citizenship. H174 | G5 | Pet / Veterinary and Special Care Expenses. H175 | G5 | Sustainable Costs for Hobbies, Sports, and Club Memberships. H176 | G5 | Risk Ratio for Gambling, Betting, and Speculative Losses. H177 | G5 | Risk of Theft / Loss of Portable Valuables. H178 | G5 | Security Blocks for Vacations, Travel, and Visa Applications. H179 | G5 | Potential Liabilities Arising from Suretyship for Relatives/Friends. H180 | G5 | Sustainability of Secondary Freelance Income. H181 | G5 | Personal Basket Protection Against Foreign Currency Appreciation. H182 | G5 | Property Value Loss Due to Climate / Climate Change. H183 | G5 | Operational Cost Risk of Relocation / Moving Cities. H184 | G5 | Salary Deduction Rates Due to Leave / Sick Days. H185 | G5 | Refund/Compensation Receivable from Individual Credit Life Insurance. H186 | G6 | Net Working Capital Balance Ratio. H187 | G6 | Inventory Turnover Rate and Idle/Obsolete Stock Ratio. H188 | G6 | Days Sales Outstanding (DSO). H189 | G6 | Days Payable Outstanding (DPO). H190 | G6 | Aging Analysis of Doubtful Receivables (90+ Days Past Due). H191 | G6 | Dependency Ratio on a Single Customer (% Revenue Share). H192 | G6 | Dependency Ratio on a Single Supplier (% Raw Material Share). H193 | G6 | Current Ratio and Quick Ratio (Acid-Test Ratio). H194 | G6 | EBITDA Margin and Annual Change Trend. H195 | G6 | Discrepancy Between Company Cash / Bank Reconciliation and Lost Income. H196 | G6 | Irregularity in Founders / Partners Current Accounts (131/331). H197 | G6 | Burden of Letters of Guarantee for Dealerships, Franchises, and Distributorships. H198 | G6 | Company Real Estate Mortgage Coverage and Limit Ratio. H199 | G6 | Production Waste Rate and Quality Control Scrap Costs. H200 | G6 | Margin Contraction Due to Energy and Raw Material Price Volatility. H201 | G6 | Risk of Key Personnel / Brain Drain / Departure of Critical Engineers. H202 | G6 | Cyber Attacks, Ransomware, and Business Interruption. H203 | G6 | Expiration of Industrial Registration Certificate and Capacity Report. H204 | G6 | Occupational Health and Safety (OHS) Risk of Fatal/Severe Work Accidents. H205 | G6 | Company Brand Equity and Reputation Loss (PR Crisis) Score. H206 | G6 | E-Commerce Marketplace Commission, Payment Terms, and Return Burden. H207 | G6 | Logistics, Warehouse, and Demurrage (Waiting) Cost Shocks. H208 | G6 | Compliance with Foreign Currency Contract Regulations Based on Period and Exceptions. H209 | G6 | Shareholder Disputes and Deadlock Between Partners. H210 | G6 | Due Diligence Gaps in Mergers and Acquisitions (M&A). H211 | G6 | Joint Liability for Subcontractors' / Independent Contractors' Social Security and Severance Pay. H212 | G6 | Risk of Clawback of R&D Project Grants (TÜBİTAK/KOSGEB). H213 | G6 | Obligations Regarding Bringing Export Proceeds and Currency Conversion Based on Period. H214 | G6 | Company Fleet Leasing and Fuel Cost Index. H215 | G6 | Cost Ratio for Warranty-Covered Product Returns and Exchanges. H216 | G6 | Risk of Internal Theft, Fraud, and Abuse. H217 | G6 | Cancellation of ISO Certification and International Quality Certificates. H218 | G6 | Downgrade of Company Credit Rating (JCR, Fitch, etc.). H219 | G6 | Errors in Trade Registry Gazette Announcements and Resulting Legal Invalidity. H220 | G6 | Risk of Personal Liability for Members of the Board of Directors. H221 | G6 | Underfunded Gap in Company Severance Pay Provisions. H222 | G6 | Expiration of Patent / Utility Model and Risk of Counterfeit Products. H223 | G6 | Cancellation of Initial Public Offering (IPO) or Rejection of Draft Prospectus. H224 | G6 | Failure of Company Data Center / Cloud Infrastructure. H225 | G6 | Re-discount Cost Burden for the Company's Portfolio of Post-dated Checks. H226 | G7 | CBRT Policy Rate Expectations and Increase/Decrease Shocks. H227 | G7 | US Fed (Federal Reserve) Interest Rate Decision and Tightening Path. H228 | G7 | ECB (European Central Bank) Interest Rate Decision and Eurozone Stagnation. H229 | G7 | CPI / PPI Inflation Deviation and Decline in Purchasing Power. H230 | G7 | USD/TRY, EUR/TRY, GBP/TRY Exchange Rate Spikes (Volatility). H231 | G7 | US Dollar Index (DXY) Rise and Capital Flight from Emerging Markets. H232 | G7 | Changes in Turkey's CDS (Credit Default Swap) Risk Premium. H233 | G7 | Brent Crude Oil Price Shock (Fuel/Price Hike Cycle). H234 | G7 | Gold and Silver Ounce Geopolitical Pricing Constraints. H235 | G7 | Minimum Wage Increase Rate and Employer Cost Shock. H236 | G7 | BRSA Loan Growth Caps and Tightening of Credit Flows. H237 | G7 | Impact of Exits/Liquidation from Currency-Protected Deposit Accounts (if tied to current or past portfolio). H238 | G7 | Turkey's Current Account Deficit / Surplus Data and External Financing Needs. H239 | G7 | Central Bank Net Reserves (Excluding Swaps) Balance. H240 | G7 | Global Supply Chain Freight (Container) Price Shock. H241 | G7 | Impact of the Semiconductor/Chip Crisis on Industrial Production. H242 | G7 | Global Food Price Index and Agricultural Drought Costs. H243 | G7 | Cancellation of Export Orders Due to European Union Recession. H244 | G7 | Slowdown of the Chinese Economy and Decline in Commodity Demand. H245 | G7 | Restrictions on Cross-Border Capital Flows (Capital Control Risk). H246 | G7 | Increase in Required Reserve Ratios and Impact on Bank Loan Interest Rates. H247 | G7 | Fluctuations in Government Bond Interest Rates. H248 | G7 | Sovereign Credit Ratings by International Agencies (Moody's, S&P). H249 | G7 | Spillover from Global Banking Crises (e.g., Silicon Valley Bank). H250 | G7 | Global Inflationary Pressures and Trade War Tariffs. H251 | G7 | Stagflation (Inflation within Economic Stagnation) Coefficient. H252 | G7 | Devaluation Risk and Multiplied Costs of Imported Inputs. H253 | G7 | Disruption Score of International East-West Trade Corridors. H254 | G7 | Inflow/Outflow Balance of Foreign Direct Investment (FDI). H255 | G7 | Seasonal Decline in Tourism Revenues and Reduced Foreign Currency Inflow. H256 | G7 | Rise in Unemployment Rates and Contraction in Consumer Spending. H257 | G7 | Housing Price Index (HPI) Bubble Risk and Real Price Decline. H258 | G7 | Import Quotas and Decrees on Additional Customs Duties (ACD). H259 | G7 | Global Lithium, Copper, and Rare Earth Element Supply Crisis. H260 | G7 | Impact of IMF Program or Agreement Expectations on Financing. H261 | G7 | Carbon Tax Cost Burden Under the Paris Climate Agreement. H262 | G7 | Risk of Country/Bank Removal from the SWIFT System. H263 | G7 | Current Reference Interest Rate Indicators and Conversion Risks for Past Contracts. H264 | G7 | Global Debt Stock and Sovereign Default Risk. H265 | G7 | Regional Free Trade Agreement (FTA) Cancellation/Enforcement Decisions. H266 | G8 | Regional Military Conflict/War Risk and Airspace Closure. H267 | G8 | International Economic Embargo and Sanction Lists (OFAC/EU). H268 | G8 | Crisis of Closure for Straits and Maritime Trade Routes (Suez, Hormuz). H269 | G8 | Closure of Border Crossings and Bottlenecks in Road Export Logistics. H270 | G8 | Energy Pipeline Interruption/Sabotage Risk (Natural Gas/Oil). H271 | G8 | Export Embargo (Boycott) Stemming from Foreign Political Crises. H272 | G8 | Changes in Refugee/Asylum Seeker Policies and Impact on the Labor Force. H273 | G8 | Cyber Warfare/Nationwide Internet and Infrastructure Outage. H274 | G8 | NATO/Regional Alliance Disputes and Defense Industry Embargoes. H275 | G8 | Export Bans on Critical Minerals and Raw Materials. H276 | G8 | Risk of Nationalization (Seizure) of Foreign Companies/Assets. H277 | G8 | Stoppage of Investments Due to Regional Terror/Security Risks. H278 | G8 | Asset Seizure Rulings by International Trade Courts. H279 | G8 | Restrictions on Diplomatic Missions/Visas and Obstacles to Business Travel. H280 | G8 | Risks of Regime Change and Civil War in Neighboring Countries. H281 | G8 | Cost Burden of Cross-Border Military Operations. H282 | G8 | FATF Evaluation and the Impact of Listing Status Changes on Related Transactions. H283 | G8 | Sabotage/Collapse of Satellite and Communication Infrastructure. H284 | G8 | Wave of Strikes or Bankruptcies Among International Airline Carriers. H285 | G8 | Cancellation of the Grain Corridor Agreement and Food Logistics Crisis. H286 | G8 | Global Water Scarcity and Restrictions on Industrial Water Usage. H287 | G8 | Effect of Nuclear Threat/Radiological Leak Alarms. H288 | G8 | Legal Processes Regarding Deportation/Extradition. H289 | G8 | Evacuation Costs for Company Employees Located Abroad. H290 | G8 | International Humanitarian Aid/Compensation Obligations. H291 | G8 | Cancellation Lawsuits Regarding Privatization of National Airports/Ports. H292 | G8 | Risk of Cancellation of Bilateral Currency Swap Agreements. H293 | G8 | Global Internet Fiber Optic Cable Failure Communication Crisis. H294 | G8 | Foreign Ownership / Real Estate Purchase Ban Decision. H295 | G8 | Border Violation / Sudden Political Shocks Similar to Jet Shootdowns. H296 | G8 | International Financial Whistleblower Disclosures. H297 | G8 | News of Consulate / Embassy Closures Anxiety Score. H298 | G8 | United Nations (UN) Security Council Sanction Resolutions. H299 | G8 | World Trade Organization (WTO) Dispute Panel Ruling. H300 | G8 | Regional Power Grid (Blackout) Nationwide Outage. H301 | G9 | 7.0+ Magnitude Earthquake Shock and Property / Facility Destruction Risk. H302 | G9 | Logistical Damage Caused by Severe Storms, Floods, and Tsunamis. H303 | G9 | Global Outbreak / Pandemic (Quarantine and Work Stoppage). H304 | G9 | Industrial Facility Explosion / Fire and Production Stoppage. H305 | G9 | Solar Storm (Carrington-class) Electronic System Failure. H306 | G9 | Sudden Death / Incapacitation of a Critical Supplier Company Owner. H307 | G9 | Exposure by an Internal Whistleblower. H308 | G9 | Million-Dollar Loss Caused by Artificial Intelligence Model Error. H309 | G9 | Destructive Predatory Pricing Attack by a Competitor. H310 | G9 | Social Media Scandal Involving Company CEO / Founder (PR Collapse). H311 | G9 | Massive Product Recall Caused by Incorrect Labeling. H312 | G9 | Anthrax, Poisoning, or Biological Threat at Production Facility. H313 | G9 | Accidental Deletion / Corruption of Bank Database. H314 | G9 | Stock Market Manipulation Investigation and Trading Suspension. H315 | G9 | Losses from Crypto / Financial Influencer Manipulation. H316 | G9 | Incorrect Investment Decision (Buying High Due to FOMO). H317 | G9 | Loss of Assets Disposed of via Panic Selling. H318 | G9 | Raid for Unlicensed Software Detection on Company Computers. H319 | G9 | Unauthorized Access to Company Database and Customer Compensation Claims. H320 | G9 | Product Sales Page / Website Crash Due to DDoS Attack. H321 | G9 | Mass Employee Resignation Due to Internal Office Gossip. H322 | G9 | Irrecoverable Funds Sent via Incorrect Email / SWIFT Transfer. H323 | G9 | Allegation of Fraudulent Company Transfer via Forged Documents / Signatures. H324 | G9 | Sudden 30% Flash Crash of Stock Market Algorithm. H325 | G9 | Insurance Company Refusing Payment by Citing Act of God. H326 | G9 | Side Effect Scandal of Drug / Food Produced by the Company. H327 | G9 | Record-Breaking Compensation Lawsuit for Internal Gender / Racial Discrimination. H328 | G9 | Depletion of Treasury Due to Virtual Betting / Gambling Addiction. H329 | G9 | Penalties Due to Choosing an Incorrect Tax Advisor / Accountant. H330 | G9 | Asset Loss Due to Incorrect Network Selection in Cryptocurrency (e.g., BEP20 instead of ERC20). H331 | G9 | Incapacitation of Senior Management Due to Health Reasons and Management Continuity. H332 | G9 | Fraudulent Bankruptcy of Counterparty Company. H333 | G9 | Legal Nullification Arising from a Forgotten Clause in the Company's Articles of Association. H334 | G9 | Competitor Firm Locking the Market by Securing All Patents. H335 | G9 | Discovery of Latent Defects in Supplied Raw Materials. H336 | G9 | Pest / Biological Infestation at Warehouse / Logistics Center. H337 | G9 | Sealing of the Company Due to Allegations of Methyl Alcohol / Counterfeit Products. H338 | G9 | Penalty for Misuse of Loan Funds Secured by the Company. H339 | G9 | Internal Partner Secretly Starting a Competing Firm. H340 | G9 | Inability of Overseas Customer to Pay Due to Political Coup. H341 | G9 | Total Loss of Cloud Server Used by the Company Along with All Backups (e.g., OVH-style). H342 | G9 | Defrauding of Company Financial Director via Social Engineering. H343 | G9 | Subsequent Judicial Cancellation of Building / Facility License. H344 | G9 | Company Product Becoming Involved in a Religious / Cultural Sensitivity Scandal. H345 | G9 | Incorrect Profit Calculation in Internal Accounting Software (Bridge Error). H346 | G9 | Recall Order Abroad Due to Brand Name Similarity. H347 | G9 | Exposure of Human Rights Violations (Child Labor) in the Supply Chain. H348 | G9 | Company Fleet Involvement in a Mass Accident. H349 | G9 | Costs of Newly Implemented Plastic / Packaging Ban. H350 | G9 | Extremely rare black swan: game parameter 0.01% annually; not considered as having occurred. Source and context notes: - Findeks, reasons for uncalculatable credit scores and inquiry effects: https://www.findeks.com/sikca-sorulan-sorular - Findeks sample report, 1–1900 range: https://www.findeks.com/Resources/ContentFile/3744/findeks-ornek-risk-raporu.pdf - Eskişehir Metropolitan Municipality, 2026–2027 winter transport regulation: https://ge.eskisehir.bel.tr/icerik_dvm.php?cat_icerik=1&icerik_id=13278 ## Institutions and living conditions Daily life is governed by finite food, access to water, usable housing, transportation, and real-time constraints. Being in the city does not imply homeownership; design, production, products, and commerce require support and acceptance from separate institutions. Even wealthy families are not exempt from limitations on time, skills, relationships, and authority. The O catalog below defines the potential areas one may encounter in this life; solution mechanics are contained within the world rules. Law No. 7593, dated August 18, 2026, has amended regulations regarding juvenile judicial processes and knives. Provisions regarding mandatory social investigation for children under 15, the justification required for not conducting one for older children, and rules concerning the purchase/carriage of knives by minors are included in the source section. The exemption for professional/educational use is evaluated separately. The provision concerning sales/display locations takes effect on December 1, 2026, while other provisions are effective as of the date of publication. Fixed penalty amounts are not applied to all incidents; accusations, defenses, and verdicts are handled by separate institutions. The fact that a new NPC like Kemal has a pocketknife in their inventory does not imply a legal right to sell it to a child. ## 200 Features — Conditional Life Catalog ### Family and Relationships O001 | Single-opening history | New game: income class and history are determined once; they are not re-rolled during a playthrough. O002 | Wealthy family | Rich start: assets and available cash are separated; wealth does not guarantee approval for every request. O003 | Financial hardship | If there is an income gap: spending preferences and aid application branches open; free money is not created. O004 | Sibling rivalry | When the same limited resource is requested: individualized resentment may form; there is no automatic hostility. O005 | Elif's independent life | If school and social agendas arise: Elif develops age-appropriate goals and decisions. O006 | Nurullah's boundaries | Without explicit player consent: Mehmet cannot dictate Nurullah's money or future. O007 | Parental expectation | If grades, time, or career choices conflict: discussion and reconciliation branches open. O008 | Family misunderstanding | If information is missing: rumors and facts are separated; clarification can restore trust. O009 | Small solidarity | If concrete help is provided: a justified positive change is recorded only in that specific relationship. O010 | Kept promise | If the player explicitly makes a promise: the person, scope, and deadline are tracked; failure to keep it results in a reasoned reaction. O011 | Reconciliation process | If there is resentment: apologies, compensation, and time have distinct effects; a single sentence does not erase everything. O012 | Different family members | During the same event: everyone is affected based only on what they know and their own history. O013 | Family meeting | If there is a decision regarding common expenses or moving: consent and the share of involved parties are separated. O014 | Moving out | If the appropriate age and resources are met: a new household is established; unlimited access to the old safe is terminated. O015 | Care responsibility | If a sick or elderly relative is in need: time, support, and a care plan are required. O016 | Visit and distance | If a relative lives in a different city: travel, time, and communication affect the relationship. O017 | Family secret | If there is pre-established factual information: it can only be learned through an appropriate discovery channel. O018 | Rejection of support | If help is requested from a relative: rejection is possible due to budget, trust, and personal boundaries. O019 | Special day | If a birthday or significant day arrives on the calendar: celebration and budget are the player's choice. O020 | Chosen family | If long-term trust is established: friendship support develops; kinship is not automatically changed. ### Daily necessities O021 | Manual shopping | If explicit purchase approval is granted: vendor, price, quantity, payment, and delivery are recorded separately. O022 | Food inventory | If a product is delivered home: owner, location, unit, and remaining quantity are tracked. O023 | Meal selection | When a meal is requested: available portions or ingredients are checked; food is not created from nothing. O024 | Food preparation | If a recipe is selected: ingredients, kitchen, energy, and time are required; inputs are consumed. O025 | Dining out | If an order is approved: the actual in-game fee is paid; household inventory does not increase. O026 | Starvation | If a meal is missed: hunger and energy effects begin; free meals are not added. O027 | Water access | If there is no potable water: procurement or assistance selection is required; inventory does not fill silently. O028 | Spoilage | If expiration dates or storage conditions are exceeded: only the relevant batch becomes unusable. O029 | Portion sharing | If a shared meal is consumed: inventory drops by the number of people eating; the same meal is not counted twice. O030 | Shopping list | If the player prepares a list: the list is not inventory; the need persists until purchased. O031 | Price comparison | If multiple accessible vendors exist: the offer is compared based on travel and time costs. O032 | Discounts and promotions | If there is an actual in-game offer: terms and expiration dates are applied; there are no mandatory sales. O033 | Hygiene products | If soap or cleaning supplies are consumed: quantity decreases; needs and budgets are tracked separately. O034 | Laundry and clothes | When clean clothes run low: washing access, time, and supplies are checked. O035 | Sleep schedule | As the day progresses: selected sleep duration reflects on energy; lack of sleep does not provide skill bonuses. O036 | Chore sharing | If a task is accepted: time and fatigue are separated; unassigned tasks are not forced on the player. O037 | Phone plan | If the data cap or contract expires: selected plan terms apply; free connection is not simulated. O038 | Pet care | If an animal is genuinely adopted: responsibilities for food, care, time, and shelter open up. O039 | Emergency warning | If food or shelter becomes critical: long time-skips stop; a decision is required. O040 | Automation permission | If the player sets specific routines and upper limits: only that scope operates; default automatic shopping is disabled. ### Housing and moving O041 | House hunting | If intent to move is declared: listings and visits begin; intent does not create homeownership. O042 | Rental offer | If a suitable listing exists: amount, deposit, term, and conditions are declared; agreement is not guaranteed. O043 | Deposit | If the contract is accepted: the safe decreases, a conditional receivable is recorded; it is not counted as an expense twice. O044 | New housing registration | If possession and keys are received: new address, household, residents, and access are registered. O045 | Subscriptions | If moving into a new home: applications, costs, and waiting times for electricity, water, and internet are evaluated. O046 | Moving logistics | If moving belongings is approved: fee, capacity, departure, arrival, and delivery time are required. O047 | Actual travel | If changing cities is selected: tickets or vehicles, routes, time, and costs are checked. O048 | Map synchronization | If arrival occurs: the character's location point, cell, and city registry are updated together. O049 | Istanbul districts | If the destination is Istanbul: the Anatolian or European side is selected; the two existing city markers are used. O050 | Leaving family behind | If only one person leaves: others remain in their former location and household. O051 | Inventory transport | If food is added to the move: it is removed from departure and added to arrival upon delivery; it is not copied. O052 | Empty kitchen in new home | If inventory did not arrive from the old home: the new home's food is zero; shopping is required. O053 | Temporary accommodation | If there is no permanent home: authorized guest status, hostels, or support options are evaluated by budget. O054 | Housing insecurity | If access to housing is lost: a search for a safe shelter opens; there is no instant death or free home. O055 | Roommate | If cohabitation is accepted: rent share, space, and house rules are recorded separately. O056 | Neighborhood differences | If the district changes: rent, transportation, and access vary according to fictional local offers. O057 | Commuting to work | If home and work are separate: travel time and ticket costs limit the daily schedule. O058 | Malfunction and repair | If there is a concrete plumbing fault: who is responsible, the offer, and the repair process are determined. O059 | Closing the old home | If moving out occurs: keys, final bills, and deposit accounting are completed separately. O060 | Adaptation after moving | Upon arriving in a new city: school or job transfer, environment and routine can be re-established. ### School and learning O061 | Studying | If studying is chosen: duration and prior knowledge affect progress; a perfect grade is not guaranteed. O062 | Exam results | When the exam date arrives: it is assessed once based on preparation, fatigue, and exam difficulty. O063 | Absenteeism | If one is elsewhere during school hours: justification and attendance records are processed; there is no automatic graduation. O064 | Project submission | If a project is accepted: requirements, equipment, and deadlines are tracked; only completed work is submitted. O065 | Group work | If a team is formed: division of labor and the contributions of other members are evaluated separately. O066 | Teacher feedback | If work is shown: concrete gaps and ways to compensate are opened; skills are not granted as a gift. O067 | School transfer | If the city or school changes: application, eligibility, and acceptance are awaited; students do not teleport. O068 | Scholarship application | If age and program requirements are met: documentation, quota, and result dates are required; rejection is possible. O069 | Free learning resources | If access to a library or open source is available: time and effort are required instead of money. O070 | Course selection | If a course is accepted: fees, schedule, and access are checked; enrollment is not mastery. O071 | Professional observation | If there is a safe observation opportunity suitable for the age: supervision and school schedules are maintained. O072 | Changing fields | If interests change: previous skills are retained; fundamental gaps in the new field are learned. O073 | Language skills | With regular use: listening, speaking, and practice improve over time. O074 | Competition participation | If conditions and application are fulfilled: preparation, jury, and competitors determine the result. O075 | University path | When the relevant age and exam phase arrive: scores, preferences, quotas, and costs are evaluated. O076 | Career alternatives | If the university path is closed: suitable vocational training and job options remain open. O077 | Learning fatigue | If the program is overly intense: efficiency may drop; breaks or downsizing goals can be selected. O078 | Peer pressure | If social demands clash with personal preferences: the player chooses the response; it does not automatically turn into a crime. O079 | Guidance support | If school or family difficulties occur: opportunities for interviews and follow-ups open up; not every problem is a punishment. O080 | Returning to school | If returning after an interruption: missing lessons, registration, and an adaptation plan are required; the past is not erased. ### Work and career O081 | Job hunting | If the appropriate age and skills are present: job postings, applications, and interview processes begin. O082 | Application rejection | If employer requirements are not met: a reasoned rejection may occur; re-applying does not yield a different result. O083 | Job acceptance | If offer and authorization conditions are met: salary, hours, and start date are recorded. O084 | Probationary period | If in the contract: performance and work conditions are monitored; permanent acceptance is not automatic. O085 | Payday | If there are earned wages: payment is deposited into the main account on the due date; promises are not cash. O086 | Salary negotiation | If there is a concrete offer or performance: the counterparty may accept, reject, or make a counter-offer. O087 | Workload | If extra work is requested: hours, rest, and school conflicts are checked. O088 | Skill mismatch | If the task is above qualifications: support or rejection is needed; a title does not create competence. O089 | Master and mentor | If a real support relationship is established: learning improves with access and time limits. O090 | Coworker relationships | If joint tasks are experienced: personal trust changes separately; not every workplace reacts the same way. O091 | Promotion | If position, experience, and suitability exist: an evaluation opens; there are no monthly promotions. O092 | Job loss | If there is a concrete workplace or performance-related reason: a contract-compliant process and loss of income follow. O093 | Finding work again | If unemployed: savings, applications, and time pressure progress together. O094 | Side income | If service suitable for age and authority is provided: client, delivery, and collection are required. O095 | Freelancing | If there is an appropriate legal framework: scope of work, expenses, and payment risks are recorded. O096 | Burnout | If there is an excessive load over a long period: energy and performance are affected; rest options are opened. O097 | Child protection | If a minor is to work: legal compliance, safety, parental consent, and school requirements are sought. O098 | Work accident | If actual exposure occurs: health, reporting, and investigation proceed separately; damages are not randomly fabricated. O099 | Retirement plan | If relevant age and insurance history exist: periodic conditions are sought; age alone does not create rights. O100 | Career change | If moving to a new sector: previous experience is partially transferred; new qualifications are required separately. ### Company and commerce O101 | Intent to establish | If saying "let's start a company": goals and feasibility open up; a company or turnover does not form instantly. O102 | Authority to establish | If age and representation conditions are verified: the application and registration process opens. O103 | Startup budget | If an expense quote is received: capital, costs, and personal cash are separated; if there is a deficit, the process waits. O104 | Choosing a partner | If a partnership is proposed: shares, responsibilities, and an agreement are required; trust alone is not a registration. O105 | Shares and control | If there is a valid share exchange: ownership and decision-making authority are recorded separately. O106 | Business plan | If there is a product idea: client, price, cost, and resource assumptions are tested. O107 | Customer research | If interviews are conducted: demand evidence is gathered; liking does not count as a sale. O108 | First customer | If a suitable product and offer exist: rejection or a trial contract is possible. O109 | Offer and contract | If the scope of work is understood: delivery, acceptance, deadlines, and fees are recorded. O110 | Delivery and acceptance | If the product is delivered: the client tests it; corrections or rejection become possible. O111 | Payment delay | If a real receivable deadline passes: cash does not increase; follow-up and settlement paths are opened. O112 | Expenses and cash burn | If there is business activity: rent, salary, and service expenses are processed when due. O113 | Supplier | If an order is accepted: price, advance, and delivery logs are required; delays are possible. O114 | Quality issue | If a product defect is proven: repairs, returns, and contract effects are separated. O115 | Tax and accounting | If tax liability arises: period, documentation, and accrual are monitored; rates are not fixed without sources. O116 | Hiring employees | If there is a budget and business need: candidates, contracts, salary, and employer costs are required. O117 | Investor meeting | If measurable progress exists: review, conditions, and the possibility of rejection are present; a presentation is not money. O118 | Grant application | If program eligibility exists: documentation, evaluation, and payment conditions are required; there is no automatic support. O119 | Business downsizing | If cash or demand drops: cost reduction and closing options open up. O120 | Liquidation and recovery | If a business closes: assets, receivables, debts, and responsibilities are calculated; there is no magic reset for personal life. ### Technology, chips, and artificial intelligence O121 | Technical target definition | In a chip request: production does not proceed without defining function, performance, process, and target customer. O122 | Core competency | If the necessary electronics or software skills are missing: study and team acquisition are required. O123 | Team building | If there is a multidisciplinary project: roles, wages, and accessible expertise are solidified. O124 | Design tool | If the necessary EDA environment is missing: access to an appropriate open-source tool or license is awaited. O125 | Design verification | If a design is created: a test and error list is generated; it is not assumed that the first version is correct. O126 | FPGA prototype | If a suitable development board exists: time and testing are required; FPGA operation is not physical ASIC. O127 | Production order | If there is a verified design and budget: manufacturer acceptance, a contract, and a queue are required. O128 | Production wait | If an order is placed: the registered delivery date is awaited; silicon is not produced on the same day. O129 | Packaging and testing | If a physical sample arrives: measurement, packaging, and functional testing are completed. O130 | Yield and redesign | If the sample is defective: batch loss, analysis, and new costs may arise; there are no infinite free trials. O131 | Transition to mass production | If there is a working sample and demand: capacity, quality, and new capital are required separately. O132 | Factory establishment | If a facility is targeted: a factory cannot be formed without land, infrastructure, permits, equipment, and an expert team. O133 | AI scope | If it is claimed that we are an AI company: the service, the model used, and actual capabilities are defined separately. O134 | API and your own model | If an external service is used: API costs and dependencies are logged; model ownership is not fabricated. O135 | Data access | If training or a product requires data: permission, quality, and usage rights are checked. O136 | Computing budget | If training or inference is running: device or cloud capacity, time, and expenses are required. O137 | Model evaluation | If a model is completed: independent testing, errors, and target metrics are evaluated. O138 | Product reliability | If it is to be opened to real users: access, data protection, monitoring, and maintenance are required. O139 | Failed technical attempt | If a recorded attempt fails: the stage does not advance; findings learned and resources consumed are preserved. O140 | Technology commercialization | If the prototype is successful: customers, support, sales, and collection are still required separately. ### Money and economy O141 | Separate funds | If there is movement of money: household, individual, and corporate balances are kept separate. O142 | Budget deficit | If a payment due date exceeds cash: a shortfall is recorded; the cash register does not become negative or fill itself. O143 | Debt plan | If a loan is taken: the creditor, principal, interest, and maturity date are determined; it is not counted as income. O144 | Savings goal | If the player selects a goal: it is set aside from available cash; automatic investment is not performed. O145 | Emergency reserve | If a reserve is set aside: it is shown as being deducted from the regular budget; the total money does not change. O146 | Inflation transfer | If there is dated price data: only the relevant basket or offer is updated; an annual rate is not a monthly price hike. O147 | Wage reference | If there is a registered full-time job: the period's verified wage floor and employer cost are separated. O148 | Policy and loan interest | If news from the CBRT (Central Bank) arrives: the policy rate is context; there is no guarantee of a loan for an individual at the same rate. O149 | Foreign currency exposure | If there is a price or debt in foreign currency: the dated exchange rate is used; if there is no exposure, no exchange loss is recorded. O150 | Imported technology cost | If there is foreign supply: exchange rate, shipping, and contract-bound expenses are evaluated. O151 | Loan application | If adult and product conditions are met: solvency is checked; approval is not guaranteed. O152 | Credit history | If payments or products change: a fictional score is updated with justification; no claim is made about the real Findeks formula. O153 | Asset sale | If an actually owned item is sold: delivery, sale price, and expenses are recorded. O154 | Second-hand item | If an offer is accepted: condition, risk of malfunction, and delivery are checked. O155 | Insurance | If a suitable policy actually exists: coverage, deductibles, and damage assessment are applied. O156 | Social support | If there is a need and a program requirement: application and waiting are required; an application is not a payment. O157 | Official news calendar | If a publication date arrives: news is revealed through the learning channel; it cannot be known in the past. O158 | Expectation and result | If a report has been announced: only the announcement is known; future results are not fabricated. O159 | Sourced economic outlook | If there is verified data: it is kept with the period and source; it is not mixed with local fiction pricing. O160 | Controlled future scenario | In the period after the source section: new numbers carry a fiction tag; there is no claim of live data. ### Health and life cycle O161 | Health history | If there is a new symptom: date, previous status, and exposure are recorded; not every symptom is the same disease. O162 | Fatigue effect | If sleep or nutrition is insufficient: energy and the success of intense tasks are affected. O163 | Prolonged malnutrition | If the deficiency continues: health and functionality may worsen; there is no death from a single skipped meal. O164 | Examination | If seeking health services: access, appointment, and evaluation time are required. O165 | Treatment plan | If treatment has been recommended: follow-up and access are recorded; there is no instant full recovery. O166 | Injury | If a concrete accident or assault occurs: damage, care, and recovery time are tracked separately. O167 | Permanent effect | If the outcome of a severe event is verified: accessibility, work, and care conditions are adapted. O168 | Emergency | If a life-threatening situation arises: the emergency help scene takes priority; months are not skipped. O169 | Acute health risk | If age, history, and symptoms are compatible: an unexpected serious event may occur; equal risk is not assigned to everyone. O170 | Psychological distress | If there is prolonged pressure or loss: support and recovery paths open; an automatic diagnosis is not made. O171 | Sports and fitness | If there is regular, safe training: it improves over time; height does not grant immunity in a fight. O172 | Overexertion | If intense work is done without rest: the possibility of injury and loss of efficiency may increase. O173 | Regular check-up | If there is a relevant age or health need: appointment and follow-up selection open. O174 | Seasonal conditions | If there is real in-game weather and exposure: clothing, transportation, and health effects are evaluated. O175 | Disease transmission | If there is concrete contact and suitable conditions: a risk occurs; not everyone in the city automatically gets sick. O176 | Aging | If the calendar passes the birthday: the exact age is updated; experience, care, and boundaries change over time. O177 | Adult family preferences | Only at an appropriate age and at the player's request: plans for relationships, marriage, or children open. O178 | Grief and solidarity | If the death of a relative is confirmed: personal loss and support develop over time. O179 | Permanent death | If death is verified: terminal status and date are recorded; action, recovery, and growth cease. O180 | Generation and continuation | If the active character dies: the game stops; the player chooses whether to continue with a living suitable character or start a new life. ### Conflict, law, and consequences O181 | Dispute threshold | In case of a verbal disagreement: options for talking, walking away, or choosing a side appear; this is not considered an spontaneous fight. O182 | Physical intervention | If the player explicitly chooses it or an external attack occurs: the location and action are recorded. O183 | Power and numerical difference | If there is a conflict: experience, physical condition, numerical superiority, and the environment affect the outcome. O184 | Weapon and risk of death | If an armed lethal confrontation actually takes place: the following lethal confrontation agreement is applied. O185 | Withdrawal | If an exit is possible: avoidance, seeking help, and moving away are presented as real options. O186 | Witness and record | If the event is observed: witness and camera information are kept separate; not everyone knows everything. O187 | Medical incident document | If there is an injury: the examination and reporting process are conducted separately; the report is not a verdict. O188 | Complaint and report | If a notification occurs: the date, allegation, involved person, and the competent authority are recorded. O189 | Police station phase | If the law enforcement process begins: identity, notification of rights, evidence, and the relevant authority phase are separated. O190 | Protection of the child's defense | If the child is a suspect or defendant: mandatory counsel and juvenile procedures are observed. O191 | Guardian and protection | If there is a child-related process: appropriate notification and protective support are evaluated; automatic delivery to a dangerous person is not permitted. O192 | Age-based assessment | At the date of the act: the completed age and relevant legislation are used; adult sentencing is not replicated. O193 | School disciplinary file | If there is an incident related to school: notification, investigation, defense, decision, and appeal are processed separately. O194 | Separation of discipline and the courthouse | If the same event falls into both fields: the two files are linked; one is not the verdict of the other. O195 | Separation of allegation and evidence | If there is an accusation: defense and exculpatory evidence are also tracked; an accusation is not automatic guilt. O196 | Claim of self-defense | If asserted in the concrete event: attack and proportionality are evaluated; there is no magical impunity. O197 | Public prosecutor and court | If the file progresses: a competent decision and procedure are required; police do not hand out prison sentences in a single sentence. O198 | Appeal and notification | If an official decision is announced: the path and duration for the relevant period are followed; the duration is not fabricated without a source. O199 | Compensation for damage | If there is tangible damage: apology, payment, and legal effect are evaluated separately; money does not erase every crime. O200 | Recorded closure | If the process is closed: the decision, outcome, health, and relationship impact are preserved; the same event cannot be punished again. ## Turkey resource excerpt dated — November 7, 2026 Scope: Selected data from validated economic, labor, juvenile justice, and technological infrastructure. It does not represent all institutions and current events of the Turkish state. There is no live internet connection, automatic news subscription, or real future data. The publication date, data period, and in-game discovery of each news item are separate. The following events do not automatically generate a crisis on the same day. S001 | 2026-01-01–2026-12-31 | Wage reference: monthly gross minimum wage 33,030 TL, net 28,075.50 TL. Employer cost varies by condition; the sample with a 2-point discount in other sectors is 40,214.03 TL. It can be known at opening. It is not considered a universal cost without the relevant employment type and discount condition. Source: Ministry of Labor and Social Security, https://www.csgb.gov.tr/poco-pages/asgari-ucret/ S002 | 2026-10-22 | The CBRT policy rate for one-week repo has been reduced from 37% to 36%. It can be known at opening. A loan offer or deposit return will not automatically be 36%; the contract, maturity, and the bank's offer are separate. Source: CBRT 2026-45, https://www.tcmb.gov.tr/wps/wcm/connect/tr/tcmb%2Btr/main%2Bmenu/duyurular/basin/2026/duy2026-45 S003 | Published 2026-11-03, period October 2026 | CPI monthly 2.58%, annual 29.77%; food and non-alcoholic beverages monthly 3.50%, annual 27.73%. PPI monthly 1.65%, annual 27.41%. News cannot be known before November 3. Do not apply the annual rate as a monthly raise; do not increase prices that were already set in October just because the news was published. It is context for new sales offers and category baskets. Source: SBB (Strategy and Budget Presidency) compiling TURKSTAT data, November 6, 2026 report, price tables p.32–35: https://www.sbb.gov.tr/wp-content/uploads/2026/11/Turkiye-Ekonomisinde-Haftalik-Gelismeler-ve-Genel-Gorunum-Raporu_6-Kasim-2026.pdf S004 | Publication/source excerpt 2026-11-06 | SBB has published the weekly economic outlook. It is a reference source for linked indicators of employment, prices, banking, foreign trade, and the public budget. The existence of this entry does not automatically assign jobs, debt, or political events to the player. Do not derive numbers from unverified tables. Source: https://www.sbb.gov.tr/turkiye-ekonomisinde-haftalik-gelismeler/ S005 | Effective 2026-08-18; relevant point of sale provision 2026-12-01 | Law No. 7593 on child protection amendments; context in the Institutions and living conditions section. News coverage is neutral; files are not opened for every child. The December 1 provision is not applied before that date. Source: Grand National Assembly of Turkey (TBMM) law record and full text: https://tbmm.gov.tr/Yasama/Kanun/ff2faec8-ca73-412c-8a14-019f5f8b0dc0 Full text: https://cdn.tbmm.gov.tr/KKBSPublicFile/D28/Y4/KanunMetni/37b9adf5-a098-49ab-9ba2-62d9c6c12925.htm S006 | Source control 2026-11-07 | CMK child defense guarantees; the counsel process for a child suspect/defendant is tracked separately. This source is not presented as the sole, final, consolidated version of all legislation; subsequent amendments are considered along with their dates. Source: Ministry of Family and Social Services CMK text, https://www.aile.gov.tr/eyhgm/mevzuat/ulusal-mevzuat/kanunlar/ceza-muhakemesi-kanunu/ S007 | Source control 2026-11-07 | The framework of the Secondary Education Institutions Regulation is taken as the basis for the Ministry of National Education's disciplinary work. In the game, the defense, investigation, authorized decision, and appeal stages are represented; the repealed old disciplinary regulation is not used. Do not write down definitive sanctions and durations without verification. Source: MEB OGM, https://ogm.meb.gov.tr/www/disiplin-cezalari-analiz-modeli-dcam/icerik/2443 S008 | Source control 2026-11-07 | TÜBİTAK BİLGEM TÜTEL defines design learning/environment, prototype production, and test support as separate services. This distinction is the basis for chip stages; it does not mean the character is accepted or has a right to free production. Project durations and cost estimates are game fiction. Source: https://tutel.bilgem.tubitak.gov.tr/hizmetler/ APPLICATION: S001/S002 is the known economic context of the opening. S003/S004 only open via news/conversation on the relevant November dates. Do not leak data after October 24. The effective dates of S005 are applied; S006–S008 are for research purposes, they are not considered new events that occurred on that day. The S code, date of discovery, and any real price/contract event it affects are written to the event memory once. The same news is not charged again via an H/O code. Unverified future events and all local market/rental offers are clearly fictional; there is no claim of current real market prices.